Clear thinking Practical frameworks Strategic perspective.
We share the models, observations, and lessons that shape how we advise companies. No recycled content. No surface-level tips.
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About us
For Individuals & Families
Personal advisory
Six categories of cover and investment, structured around your
real life — not commissions.
01
Protection
Life Insurance
Term, endowment, money-back, LIC retirement and child education plans — sized to your family's real needs.
Term life insurance
Endowment policies
Money back policies
Retirement policies through LIC
01
Protection
Life Insurance
Term, endowment, money-back, LIC retirement and child education plans — sized to your family's real needs.
Term life insurance
Endowment policies
Money back policies
Retirement policies through LIC
01
Protection
Life Insurance
Term, endowment, money-back, LIC retirement and child education plans — sized to your family's real needs.
Term life insurance
Endowment policies
Money back policies
Retirement policies through LIC
02
Care
Health Insurance
Mediclaim cover for individuals, families and parents — with super top-up and critical illness layered on.
Individual mediclaim
Family floater mediclaim
Senior citizen plans
Super top-up & critical illness
02
Care
Health Insurance
Mediclaim cover for individuals, families and parents — with super top-up and critical illness layered on.
Individual mediclaim
Family floater mediclaim
Senior citizen plans
Super top-up & critical illness
02
Care
Health Insurance
Mediclaim cover for individuals, families and parents — with super top-up and critical illness layered on.
Individual mediclaim
Family floater mediclaim
Senior citizen plans
Super top-up & critical illness
03
Income Shield
Personal Accident
Accidental death, disability and weekly income benefit — high cover at a fraction of a term-plan premium.
Accidental death benefit
Permanent total / partial disability
Temporary total disability
Medical & education benefits
03
Income Shield
Personal Accident
Accidental death, disability and weekly income benefit — high cover at a fraction of a term-plan premium.
Accidental death benefit
Permanent total / partial disability
Temporary total disability
Medical & education benefits
03
Income Shield
Personal Accident
Accidental death, disability and weekly income benefit — high cover at a fraction of a term-plan premium.
Accidental death benefit
Permanent total / partial disability
Temporary total disability
Medical & education benefits
04
Assets
General Insurance
Cover for your home, vehicle, factory, stock, shipments and overseas travel — one advisor, all policies.
Fire & property insurance
Vehicle insurance
Overseas health insurance
Factory, stock, transit & marine
04
Assets
General Insurance
Cover for your home, vehicle, factory, stock, shipments and overseas travel — one advisor, all policies.
Fire & property insurance
Vehicle insurance
Overseas health insurance
Factory, stock, transit & marine
04
Assets
General Insurance
Cover for your home, vehicle, factory, stock, shipments and overseas travel — one advisor, all policies.
Fire & property insurance
Vehicle insurance
Overseas health insurance
Factory, stock, transit & marine
05
Growth
Mutual Funds
Goal-based SIPs, retirement and child-education portfolios across India's leading AMCs.
SIP — goal-based investing
Retirement plan via mutual funds
Child education plan
Lump-sum, ELSS & reviews
05
Growth
Mutual Funds
Goal-based SIPs, retirement and child-education portfolios across India's leading AMCs.
SIP — goal-based investing
Retirement plan via mutual funds
Child education plan
Lump-sum, ELSS & reviews
05
Growth
Mutual Funds
Goal-based SIPs, retirement and child-education portfolios across India's leading AMCs.
SIP — goal-based investing
Retirement plan via mutual funds
Child education plan
Lump-sum, ELSS & reviews
06
Stability
Savings Plans
Fixed-income building blocks — curated NBFC fixed deposits and RBI Floating Rate Savings Bonds.
NBFC fixed deposits
RBI Bonds
Maturity ladder planning
Reinvestment tracking
06
Stability
Savings Plans
Fixed-income building blocks — curated NBFC fixed deposits and RBI Floating Rate Savings Bonds.
NBFC fixed deposits
RBI Bonds
Maturity ladder planning
Reinvestment tracking
06
Stability
Savings Plans
Fixed-income building blocks — curated NBFC fixed deposits and RBI Floating Rate Savings Bonds.
NBFC fixed deposits
RBI Bonds
Maturity ladder planning
Reinvestment tracking
For Corporates & SMEs
Employee benefits
Group covers and statutory funding for businesses that want to
look after their people on paper and in practice.
07
Employee Benefits
Corporate & Company Insurance
Group life, group mediclaim, group accident, gratuity and superannuation schemes for SMEs and corporates.
Group life insurance
Group mediclaim plan
Group accident plan
Gratuity & superannuation
07
Employee Benefits
Corporate & Company Insurance
Group life, group mediclaim, group accident, gratuity and superannuation schemes for SMEs and corporates.
Group life insurance
Group mediclaim plan
Group accident plan
Gratuity & superannuation
07
Employee Benefits
Corporate & Company Insurance
Group life, group mediclaim, group accident, gratuity and superannuation schemes for SMEs and corporates.
Group life insurance
Group mediclaim plan
Group accident plan
Gratuity & superannuation

by
Chintan M Sha
You Need Life Insurance?
Why execution slows down, alignment breaks, and companies lose momentum when everything feels urgent — and how to fix it with one decision-making shift.
Apr 29, 2026

by
Chintan M Sha
You Need Life Insurance?
Why execution slows down, alignment breaks, and companies lose momentum when everything feels urgent — and how to fix it with one decision-making shift.
Apr 29, 2026
Testimonials
Trusted by Families and Individuals for Over Two Decades

When my father was hospitalised, Chintan handled the cashless approval at 2 AM. That single night is why we trust him with everything.”
Anita R.
Health Insurance Client, Mumbai

“He restructured a decade of mis-sold policies into a portfolio that actually matches our goals. Refreshingly honest.”
Vikram & Priya S.
Family Advisory Client, Pune

Play video
2 min
Individual Client
Mediclaim support experience
Every testimonial reflects a unique life situation and a long-term relationship.
Testimonials
Trusted by Families and Individuals for Over Two Decades

When my father was hospitalised, Chintan handled the cashless approval at 2 AM. That single night is why we trust him with everything.”
Anita R.
Health Insurance Client, Mumbai

“He restructured a decade of mis-sold policies into a portfolio that actually matches our goals. Refreshingly honest.”
Vikram & Priya S.
Family Advisory Client, Pune

Play video
2 min
Individual Client
Mediclaim support experience
Every testimonial reflects a unique life situation and a long-term relationship.
Testimonials
Trusted by Families and Individuals for Over Two Decades

When my father was hospitalised, Chintan handled the cashless approval at 2 AM. That single night is why we trust him with everything.”
Anita R.
Health Insurance Client, Mumbai

“He restructured a decade of mis-sold policies into a portfolio that actually matches our goals. Refreshingly honest.”
Vikram & Priya S.
Family Advisory Client, Pune

Play video
2 min
Individual Client
Mediclaim support experience
Every testimonial reflects a unique life situation and a long-term relationship.
Frequently Asked Questions
Speak with us for a personal discussion.
Schedule a Conversation
Lorem Ipsum
There is no “standard” financial plan. We begin by understanding your age, family responsibilities, income sources, health considerations, and future goals. Based on this, we recommend solutions that genuinely fit your life — not generic products.
How do I know what kind of financial plan is right for me?
There is no “standard” financial plan. We begin by understanding your age, family responsibilities, income sources, health considerations, and future goals. Based on this, we recommend solutions that genuinely fit your life — not generic products.
Frequently Asked Questions
Speak with us for a personal discussion.
Schedule a Conversation
Lorem Ipsum
There is no “standard” financial plan. We begin by understanding your age, family responsibilities, income sources, health considerations, and future goals. Based on this, we recommend solutions that genuinely fit your life — not generic products.
How do I know what kind of financial plan is right for me?
There is no “standard” financial plan. We begin by understanding your age, family responsibilities, income sources, health considerations, and future goals. Based on this, we recommend solutions that genuinely fit your life — not generic products.

Get started
Let’s Plan Your
Financial Journey, Thoughtfully
Every individual and family is different. We help you make financial decisions based on your life stage, responsibilities, and long-term goals — not generic advice.
Sign up for updates
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Subscribe
By subscribing you agree to our Privacy Policy and provide consent to receive updates from Elite.
Schedule a Personal Conversation
ADDRESS
M: +91 9321756747 ,9619453754, 9167456546
E: support@chintanmshah.com
21- 26, Mhatre Plaza c H S, Dahanukar Wadi , M G rd, Kandivali West Mumbai 400067.

Get started
Let’s Plan Your
Financial Journey, Thoughtfully
Every individual and family is different. We help you make financial decisions based on your life stage, responsibilities, and long-term goals — not generic advice.
Sign up for updates
name@email.com
Subscribe
By subscribing you agree to our Privacy Policy and provide consent to receive updates from Elite.
Schedule a Personal Conversation
ADDRESS
M: +91 9321756747 ,9619453754, 9167456546
E: support@chintanmshah.com
21- 26, Mhatre Plaza c H S, Dahanukar Wadi , M G rd, Kandivali West Mumbai 400067.

Get started
Let’s Plan Your
Financial Journey, Thoughtfully
Every individual and family is different. We help you make financial decisions based on your life stage, responsibilities, and long-term goals — not generic advice.
Sign up for updates
name@email.com
Subscribe
By subscribing you agree to our Privacy Policy and provide consent to receive updates from Elite.
Schedule a Personal Conversation
ADDRESS
M: +91 9321756747 ,9619453754, 9167456546
E: support@chintanmshah.com
21- 26, Mhatre Plaza c H S, Dahanukar Wadi , M G rd, Kandivali West Mumbai 400067.